Does my insurance cover Plastic Surgery?
Provincial health insurance policies in Canada do not cover cosmetic Plastic Surgery. Only medically necessary procedures are covered.
Surgery to correct functional problems are covered. These include reconstructive procedures such as breast reconstruction after breast cancer. Functional septorhinoplasties, that is, a nose job to restore the shape of the nose after an injury or to improve breathing are also covered. If you would like cosmetic improvement of the nose at the same time, OHIP will only cover the functional part of the surgery – you are responsible for paying the rest.
Breast reduction surgery may also be covered by provincial health plans.
Dr. Kevin O’Grady will be able to tell you if your surgery may be covered by your health plan.